Finworth Mortgage

FINWORTH MORTGAGE

The past year has seen unprecedented changes to the lending world. Fortunately for our enterprise, Finworth never relied on subprime options. As the mortgage industry has changed and lending requirements have tightened, Finworth has continued to deliver economically sound solutions to its clients. As a correspondent lender, Finworth also offers quick loan turnaround times and competitive rates. During 2008, InsBank, a locally owned, state-chartered bank established in 2000, purchased Finworth Mortgage. Finworth Mortgage, LLC is a subsidiary of InsBank and continues to operate as a separate entity. Steve Curnutte, the founder of Finworth, continues in a consulting role with the company. Finworth is extremely proud to be a part of InsBank. Our partnership provides both the bank and Finworth additional options for their respective clients.

“BORROW WISELY”

Back in the heyday of lending, we sounded a little boring with our slogan ‘Borrow Wisely.’ How things have changed! Through it all, our fundamentals have remained the same. First, clarity and transparency. We build trust by making certain our clients understand the costs, the options, and the process. Second, alignment. We compensate our loan officers mainly with salary, which aligns their interests with yours. Third, world class service. Cliché, yes, but nothing good ever happens unless your mortgage company calls you back, e-mails you back, takes the time to explain, and follows through on details. Fourth, product knowledge. In any of the 50 States, be it Conventional or FHA, we thoroughly understand our trade.

Our clients say it best...

"Two years ago I purchased six rental properties. At the time, I wasn't able to put 20% down, so the loan terms were not the most favorable. Finworth helped me use the equity in the properties to restructure all of my debt with low cost, fixed rate mortgages. They looked at every side of a complicated picture and designed an elegant and simple solution. Now, I'm able to cash flow from rents."

P.Z. – Franklin, TN