A DIFFERENT STRUCTURE

Finworth is a different kind of mortgage company. You won't find unseasoned loan officers on 100% commission who make money by driving up the rate and charging unnecessary 'junk' fees. Finworth employs only salaried professionals whose sole mission is to find each client the right product and best rate – meaning our interests are fully aligned with the interests of our clients.

DIFFERENT THAN A BANK

Banks used to be the preferred option for mortgage lending, but three factors have caused them to lose their advantage. First, high employee turnover has resulted in limited tenure and experience in their mortgage divisions. Second, growth of the wholesale lending market means that sophisticated mortgage companies have access to the best rates, but without the tremendous overhead of a bank. Third, banks are essentially captives of one lender. As a result, their loan offerings are limited and their rates don't reflect the competitive downward pressure that is possible only with multiple lending sources.

DIFFERENT THAN
TYPICAL MORTGAGE BROKERS

Most mortgage brokers lack the experience, knowledge, and sophistication to effectively serve the needs of clients in the middle to upper market. Traditional wisdom in shopping for a mortgage is to focus solely on the best rate, but the modern lending environment requires a more progressive approach. At Finworth, our professionals provide real value by designing a mortgage solution specific to each client's situation.