Certificate of
Deposit Account.
Higher rates of saving. Multiple options.
Let Your CD Work for You
Options that fit your needs and timeline.
| TERMS*** | INTEREST RATE** | ANNUAL PERCENTAGE YIELD (APY)* |
|---|---|---|
| 90 Days (3 Months) | 3.89% | 3.95% |
| 6 Months | 4.11% | 4.15% |
| 9 months | 4.18% | 4.20% |
| 12 Months | 4.25% | 4.25% |
| 18 Months | 4.30% | 4.30% |
| 22 Months | 4.35% | 4.35% |
| 2 Years | 4.35% | 4.35% |
| 3 Years | 3.30% | 3.30% |
*Annual Percentage Yield accurate as of 09-15-2026. **Rates are subject to change at any time without notice. APY assumes interest remains on deposit until maturity. ***Minimum deposit to open a certificate of deposit is $50,000, and the maximum is $240,000. A penalty may be imposed for early withdrawals on all CDs, and fees may reduce earnings on the account.
How It Works
Opening your account is easy.
1
Let's Get Personal
We just need a few details
like name, contact details & SSN.
2
Chose Your Account
Select and account that's right for YOU!
3
Start Saving
With our competitive offerings, the more
you save, the more you earn!
CD Return Calculator
Estimate your earnings based on your deposit amount, APY, and CD term.
Ending Balance
Interest Earned
ROI
Important Information: This calculator is provided for illustrative and educational purposes only and does not constitute an offer to open a certificate of deposit (CD) account. Results are estimates based on the information you provide and assume interest remains on deposit until maturity. Actual earnings may vary.
Annual Percentage Yield (APY) may change without notice unless otherwise disclosed. Early withdrawal penalties may reduce earnings. The calculator does not account for taxes, fees, additional deposits, withdrawals, or other factors that may affect account performance.
The minimum opening deposit for CDs is $50,000. The maximum deposit displayed in this calculator is $240,000. Multiple CDs with Finworth are allowed. Member FDIC.
